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Nursing Homes in Mississippi
Finding Care in Mississippi
Finding nursing home care in Mississippi—whether in Jackson, Gulfport, Southaven, Hattiesburg, or rural communities—is one of life's hardest transitions. You might be feeling overwhelmed, guilty about not providing care at home, or worried about quality in a state that has faced healthcare challenges. Please know: seeking professional nursing care when your loved one needs 24/7 medical support is responsible and loving.
Mississippi has approximately 200 skilled nursing facilities, regulated by the Bureau of Health Facilities Licensure and Certification. Many facilities specialize in memory care, post-acute rehabilitation, or complex medical needs. Mississippi nursing homes serve diverse communities, particularly African American families with deep roots in the region.
Costs in Mississippi are among the lowest in the nation, which provides significant financial relief during a difficult time. Mississippi Medicaid covers nursing home care for eligible individuals, and most facilities accept Medicaid. Mississippi's ombudsman program provides advocacy for residents and families who need support.
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Medicaid Coverage in Mississippi
Many families need help paying for nursing home care. Medicaid is a vital resource, but the rules vary by state. Here's what you need to know about Medicaid nursing home coverage in Mississippi.
Eligibility Requirements
Monthly Income Limit:
$2,982 (2026); Mississippi uses an income cap, but those exceeding it can establish a Qualified Income Trust (QIT)
$2,982 (2026); Mississippi uses an income cap, but those exceeding it can establish a Qualified Income Trust (QIT)
Asset Limit:
$2,000 for individuals, with home and one vehicle typically exempt
$2,000 for individuals, with home and one vehicle typically exempt
Processing Time:
45-75 days depending on completeness
45-75 days depending on completeness
How to Apply
Apply through the Mississippi Division of Medicaid at medicaid.ms.gov or at your local county DHS office. You'll need financial documents, medical records, and citizenship proof.
Important Tips for Mississippi Families
- •Mississippi's income limit is $2,982/month (2026). If exceeded, you'll need a Qualified Income Trust (QIT)—an elder law attorney can help establish this.
- •Many Mississippi facilities require 30-60 days of private pay before accepting Medicaid. Confirm policies during tours.
- •Mississippi has Medicaid estate recovery, but exemptions exist for surviving spouses and disabled children.
- •Work with a Mississippi elder law attorney to understand spousal asset protections.
- •Veterans in Mississippi should apply for VA Aid & Attendance benefits, providing up to $2,424/month.
Nursing Home Costs in Mississippi
$160-$260/day average
Monthly Range: $4,800-$7,800
Mississippi has the lowest nursing home costs in the nation. Jackson and coastal areas are slightly more expensive than rural Delta regions. Medicare covers skilled nursing for up to 100 days post-hospitalization. Mississippi Medicaid covers long-term care for eligible residents.
Medicare Coverage: Medicare Part A covers skilled nursing facility care for up to 100 days following a qualifying hospital stay (3+ days). Days 1-20 are fully covered; days 21-100 require a copay ($217/day in 2026).
Mississippi Resources & Advocacy
Oversight & Complaints
Mississippi Long-Term Care Ombudsman Program
1-601-359-4929Visit website →
The ombudsman helps resolve complaints and advocates for nursing home residents' rights.
Mississippi State Department of Health - Health Facilities Licensure
View inspection reports →Support & Guidance
Mississippi Division of Aging and Adult Services
1-800-345-6347Visit website →
Area agencies on aging provide care planning, caregiver support, and benefit counseling.
Medicare Nursing Home Compare
medicare.gov/care-compare →Planning Your Next Steps
Ready to Find the Right Facility?
Use our personalized navigator to find facilities that match your loved one's needs, insurance, and location in Mississippi.
Start Navigator Tool →Disclaimer: This guide is educational only. SunsetWell scores are based on CMS data and peer-group analysis. Medicaid eligibility rules change frequently—always verify current requirements with your state Medicaid office. Always tour facilities personally, speak with staff, review current state inspection reports, and consult healthcare professionals before making placement decisions.
Last updated: June 2026 | Data source: CMS Nursing Home Compare, Mississippi State Department of Health - Health Facilities Licensure, SunsetWell Analysis