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Nursing Homes in Maine
Finding Care in Maine
Searching for nursing home care in Maine—whether in Portland, Bangor, Lewiston, or rural communities—is emotionally overwhelming. You might be feeling guilty, worried about access in rural areas, or concerned about costs. Please know: seeking professional nursing care when your loved one needs 24/7 medical support is responsible and compassionate.
Maine has approximately 100 skilled nursing facilities, regulated by the Division of Licensing and Certification. Many facilities specialize in memory care, post-acute rehabilitation, or complex medical needs. Maine nursing homes often serve close-knit communities with personalized, compassionate care rooted in New England values.
Costs in Maine are near the national average, with southern Maine (near Portland) being more expensive than rural areas. Maine's Medicaid program (called MaineCare) covers nursing home care for eligible individuals, and most facilities accept MaineCare. Maine's ombudsman program provides strong advocacy for residents and families.
Sponsored Resources
Medicaid Coverage in Maine
Many families need help paying for nursing home care. Medicaid is a vital resource, but the rules vary by state. Here's what you need to know about Medicaid nursing home coverage in Maine.
Eligibility Requirements
Monthly Income Limit:
$2,982 (2026); Maine uses an income cap, but those exceeding it can establish a Qualified Income Trust (QIT)
$2,982 (2026); Maine uses an income cap, but those exceeding it can establish a Qualified Income Trust (QIT)
Asset Limit:
$2,000 for individuals, with home and one vehicle typically exempt. Spousal protections available.
$2,000 for individuals, with home and one vehicle typically exempt. Spousal protections available.
Processing Time:
30-45 days for initial determination
30-45 days for initial determination
How to Apply
Apply through the Maine Department of Health and Human Services at maine.gov/dhhs or at your local DHHS office. You'll need financial documents, medical records, and citizenship proof.
Important Tips for Maine Families
- •Maine's income limit is $2,982/month (2026). If exceeded, you'll need a Qualified Income Trust (QIT)—an elder law attorney can help establish this.
- •Many Maine facilities require 30-60 days of private pay before accepting MaineCare. Confirm policies during tours.
- •Maine has MaineCare estate recovery, but exemptions exist for surviving spouses and disabled children.
- •Work with a Maine elder law attorney to understand spousal asset protections.
- •Veterans in Maine should apply for VA Aid & Attendance benefits, providing up to $2,424/month.
Nursing Home Costs in Maine
$300-$420/day average
Monthly Range: $9,000-$12,600
Maine nursing home costs are near the national average. Southern Maine (Portland area) is more expensive than rural northern and coastal areas. Medicare covers skilled nursing for up to 100 days post-hospitalization. MaineCare covers long-term care for eligible Maine residents.
Medicare Coverage: Medicare Part A covers skilled nursing facility care for up to 100 days following a qualifying hospital stay (3+ days). Days 1-20 are fully covered; days 21-100 require a copay ($217/day in 2026).
Maine Resources & Advocacy
Oversight & Complaints
Maine Long-Term Care Ombudsman Program
1-800-499-0229Visit website →
The ombudsman helps resolve complaints and advocates for nursing home residents' rights.
Maine Division of Licensing and Certification
View inspection reports →Support & Guidance
Maine Office of Aging and Disability Services
1-207-287-9200Visit website →
Area agencies on aging provide care planning, caregiver support, and benefit counseling.
Medicare Nursing Home Compare
medicare.gov/care-compare →Planning Your Next Steps
Ready to Find the Right Facility?
Use our personalized navigator to find facilities that match your loved one's needs, insurance, and location in Maine.
Start Navigator Tool →Disclaimer: This guide is educational only. SunsetWell scores are based on CMS data and peer-group analysis. Medicaid eligibility rules change frequently—always verify current requirements with your state Medicaid office. Always tour facilities personally, speak with staff, review current state inspection reports, and consult healthcare professionals before making placement decisions.
Last updated: June 2026 | Data source: CMS Nursing Home Compare, Maine Division of Licensing and Certification, SunsetWell Analysis